95bd Terms & Conditions — Your Rights and Obligations on the Platform

1. Acceptance of Terms

These Terms & Conditions govern your access to and use of the 95bd online casino and cricket betting platform, including all games, sports betting markets, promotions, customer support services, and any other features offered through the 95bd website. The Terms apply to all visitors, registered players, and any other individuals who interact with the platform in any capacity.

By completing the registration process and creating a 95bd account, you confirm that:

• You have read and fully understood these Terms & Conditions;
• You are at least 18 years of age;
• You are accessing the platform voluntarily and for personal entertainment purposes;
• You are not located in a jurisdiction where online gambling is prohibited;
• You agree to be legally bound by these Terms and any subsequent amendments published by 95bd.

95bd reserves the right to amend, update, or replace any part of these Terms at any time without prior notice. The most current version of the Terms will always be published at https://95bd.club/terms-conditions. It is your responsibility to review the Terms periodically. Continued use of the 95bd platform following any amendment constitutes acceptance of the revised Terms.

2. Eligibility and Registration

2.1 Age Requirement

The 95bd platform is strictly for adults aged 18 years and above. No person under the age of 18 is permitted to register an account, deposit funds, place wagers, or access any gaming content on the 95bd platform. Age verification is conducted as part of the standard withdrawal process and may be requested at any time at 95bd's sole discretion. If it is established that a player is under the age of 18, their account will be immediately and permanently closed, all funds held in the account will be forfeited, and any winnings generated will be voided in their entirety.

2.2 Geographic Eligibility

95bd primarily serves players based in Bangladesh. It is the player's sole responsibility to determine whether accessing and using the 95bd platform is lawful in their specific jurisdiction before registering. 95bd makes no representation that its services are lawful in all jurisdictions. Players who access the platform from restricted jurisdictions do so entirely at their own risk and may have their accounts closed without notice.

2.3 Registration Requirements

To create a 95bd account, you must provide accurate, complete, and truthful information during the registration process, including your full legal name, date of birth, valid email address, and mobile phone number. You must ensure that all account details remain current and up to date at all times. Providing false, incomplete, or misleading information during registration is a material breach of these Terms and will result in immediate account suspension.

2.4 One Account Policy

Each individual is permitted to hold only one active 95bd account at any given time. The creation of duplicate accounts — whether under the same or a different name, email address, phone number, device, or IP address — is strictly prohibited. Where duplicate accounts are identified, 95bd reserves the right to close all associated accounts, cancel any pending withdrawals, and void any bonuses or promotions claimed across those accounts.

2.5 Account Verification

95bd may at any time request supporting documentation to verify a player's identity, age, address, or ownership of payment methods. Acceptable verification documents include a national identity card (NID), passport, driving licence, or a recent utility bill or bank statement issued within the previous three months. Failure to provide requested documentation within the timeframe specified by the 95bd support team may result in a temporary account restriction or permanent closure.

3. Account Responsibilities

3.1 Security of Login Credentials

You are solely and entirely responsible for maintaining the confidentiality and security of your 95bd account login credentials, including your username, password, and any two-factor authentication codes. You must not share your login details with any third party, allow any other person to access your account, or use any device or browser that stores your credentials without your control. 95bd will never ask for your password by email, live chat, phone, or any other communication channel.

3.2 Unauthorised Access

In the event that you suspect or become aware of any unauthorised access to your 95bd account, you must notify the support team immediately at [email protected]. 95bd will not be held liable for any losses arising from unauthorised access to your account where such access resulted from your failure to maintain the security of your login credentials.

3.3 Accurate Account Information

You are responsible for ensuring that all personal information associated with your 95bd account — including your name, date of birth, registered mobile number, and payment method details — accurately reflects your true identity. Any discrepancy between your account information and your identity documents or payment method registration may result in a withdrawal hold or permanent account suspension.

3.4 Player Conduct

When using the 95bd platform — including any live chat, customer support, or community feature — you agree to conduct yourself in a respectful and lawful manner. Harassment, abuse, or threatening behaviour directed at 95bd staff or other players will result in immediate account suspension. 95bd reserves the right to refuse service to any player whose conduct is deemed harmful, disruptive, or contrary to the interests of the platform or its user community.

4. Deposits and Withdrawals

4.1 Accepted Payment Methods

95bd accepts deposits and processes withdrawals via the following payment methods: bKash, Nagad, Rocket, Upay, Dutch-Bangla Bank, City Bank, BRAC Bank, Visa, and Mastercard. All transactions are denominated in Bangladeshi Taka (BDT). The availability of specific payment methods may change from time to time; the current list is always published on the 95bd platform.

4.2 Minimum Transaction Amounts

The minimum deposit amount is ৳200. The minimum withdrawal amount is ৳500. Maximum transaction limits vary by payment method and may be subject to additional conditions based on your account verification status. Players who have not completed identity verification may be subject to lower withdrawal limits until verification is approved.

4.3 Deposit Processing

Deposits made via bKash and Nagad are processed instantly under normal operating conditions. Deposits via bank transfer or card may take up to one business day to reflect in your 95bd account balance. 95bd does not charge any platform-side fee on deposits; however, your payment provider may apply their own transaction charges, for which 95bd accepts no responsibility.

4.4 Withdrawal Processing

Withdrawal requests submitted during standard operating hours are typically processed within one to three hours for bKash and Nagad withdrawals. Bank transfer and card withdrawals may take one to three business days. All withdrawals are subject to identity verification and anti-fraud checks before processing. 95bd reserves the right to request additional documentation before approving any withdrawal, particularly for amounts above certain thresholds as determined by the platform's internal compliance framework.

4.5 Own Payment Method Requirement

Players may only deposit using payment methods registered in their own name and may only withdraw to the same payment method used for their most recent deposit unless otherwise approved by the 95bd compliance team. Third-party deposits and withdrawals are strictly prohibited. Any attempt to process transactions through a payment method not registered to the account holder will result in the transaction being declined and the account being placed under review.

5. Bonus and Promotions Policy

5.1 General Bonus Terms

All bonuses, free spins, cashback offers, reload promotions, and any other incentive credited to a 95bd account are subject to the specific terms and conditions published at the time the offer is made available. In the event of any conflict between a promotion's specific terms and these general Terms & Conditions, the promotion's specific terms shall take precedence for that promotion only.

5.2 Wagering Requirements

Unless explicitly stated otherwise in a promotion's specific terms, all bonus amounts credited to a 95bd account are subject to a wagering requirement that must be fulfilled before the bonus amount or any winnings generated from bonus funds can be converted to withdrawable cash. The wagering requirement multiplier, eligible games, minimum bet limits, and contribution rates per game type will be specified in each promotion's terms at the time of claim.

5.3 Bonus Abuse

95bd operates a strict zero-tolerance policy towards bonus abuse in any form. This includes, but is not limited to: claiming multiple welcome bonuses using duplicate accounts; using a bonus to place low-risk, balanced, or hedged bets designed to convert the bonus to cash without genuine play intent; withdrawing a deposit immediately after claiming a no-deposit bonus; or using automated tools to fulfil wagering requirements. Where bonus abuse is identified, 95bd reserves the right to void the bonus, cancel associated winnings, and close the player's account without further notice.

5.4 Bonus Expiry

Bonuses that are not claimed within the promotional window specified in the offer terms will expire automatically and cannot be reinstated. Wagering requirements that are not fulfilled within the time period stated at the time of the bonus credit will result in the bonus and any associated winnings being removed from the account balance. Time periods are measured in Bangladesh Standard Time (BST, UTC+6).

5.5 Seasonal Promotions

95bd runs seasonal and event-based promotions tied to the Bangladeshi calendar, including BPL season offers, Eid special bonuses, Victory Day (December 16) promotions, Independence Day (March 26) events, and Pohela Boishakh (Bengali New Year) free-spin campaigns. These promotions carry their own specific terms and are made available at 95bd's sole discretion. 95bd is under no obligation to run any specific promotion at any time.

6. Betting and Gaming Rules

6.1 Game Availability

95bd offers a library of over 1,000 casino and gaming titles, including cricket and sports betting markets, live casino tables, slots, fishing and arcade games, and crash games. The availability of specific games may vary from time to time due to provider updates, scheduled maintenance, technical issues, or regional restrictions. 95bd does not guarantee the continued availability of any specific game or market.

6.2 Minimum and Maximum Bet Limits

Each game and betting market on the 95bd platform operates within specific minimum and maximum bet limits, which are displayed within the relevant game interface or betting market before any wager is placed. It is the player's responsibility to review applicable bet limits before placing a wager. 95bd reserves the right to modify bet limits at any time and without prior notice.

6.3 Sports Betting Settlement

Cricket and sports bets placed on the 95bd sportsbook are settled in accordance with the official result declared by the governing body of the relevant competition — including the International Cricket Council (ICC), the Bangladesh Cricket Board (BCB), and the Board of Control for Cricket in India (BCCI). In the event of a match abandonment, postponement, or result dispute, bets will be settled in accordance with 95bd's internal sportsbook rules, which are available on request from the support team. 95bd's decision on bet settlement is final.

6.4 Game Malfunction Policy

In the event of a technical fault, software error, or system malfunction affecting any game or betting market on the 95bd platform, 95bd reserves the right to void the affected round, hand, or bet and return the staked amount to the player's balance. No compensation beyond the return of the original stake will be provided in respect of a game malfunction. The occurrence of an error that causes an obviously incorrect result — such as a slot displaying a jackpot win due to a display fault rather than a genuine RNG outcome — will be treated as void and the stake returned.

6.5 Responsible Use of Gaming Tools

Players are encouraged to make use of the responsible gaming tools available within their 95bd account settings, including deposit limits, session time controls, cooling-off periods, and self-exclusion options. Detailed information about these tools is provided in the Responsible Gaming section of the 95bd platform. 95bd is not responsible for losses incurred by a player who has not made use of the available player protection tools where those tools were readily accessible to them.

7. Prohibited Conduct

The following activities are strictly prohibited on the 95bd platform. Engaging in any of the conduct listed below will result in immediate account suspension, forfeiture of all account balances and pending withdrawals, and may be reported to relevant law enforcement or regulatory authorities:

• Registering more than one account on the 95bd platform;
• Providing false, incomplete, or misleading information during registration or identity verification;
• Using the platform if you are under 18 years of age;
• Colluding with other players to gain an unfair advantage in any game or betting market;
• Using automated software, bots, scripts, or any artificial intelligence tool to interact with the platform, place bets, fulfil wagering requirements, or gain any other advantage;
• Exploiting software bugs, display errors, pricing errors, or other technical vulnerabilities — whether in casino games, sportsbook odds, or promotional mechanics — for financial gain;
• Engaging in matched betting, arbitrage betting, or any other strategy designed to guarantee a profit irrespective of outcome using 95bd bonus funds or promotional offers;
• Processing transactions through payment methods not registered in your own name;
• Using the 95bd platform to launder money or facilitate any other unlawful financial activity;
• Attempting to access another player's account without authorisation;
• Harassing, threatening, or abusing 95bd staff, support agents, or other players through any communication channel;
• Attempting to reverse-engineer, copy, modify, or redistribute any element of the 95bd platform's software, design, or content.

8. Account Closure and Suspension

8.1 Closure by the Player

You may request the closure of your 95bd account at any time by contacting the support team at [email protected]. Upon receiving a valid closure request, 95bd will process any outstanding legitimate withdrawal requests before closing the account. Account closure does not automatically cancel any active self-exclusion; players seeking self-exclusion should specifically request this through the responsible gaming tools available in their account settings.

8.2 Suspension or Closure by 95bd

95bd reserves the right to suspend or permanently close any player account at any time, for any reason, including but not limited to: suspected breach of these Terms; failure to complete identity verification within a specified timeframe; suspected fraudulent activity; account inactivity for a period exceeding 12 consecutive months; or at the sole discretion of the 95bd compliance team where it is deemed necessary to protect the integrity of the platform or the interests of other players.

8.3 Effect of Closure on Balances

In the event that 95bd closes an account due to a breach of these Terms, any balance remaining in the account — including cash balance, bonus balance, and pending withdrawals — may be forfeited at 95bd's discretion. Where an account is closed for reasons unrelated to a breach (for example, voluntary player closure or platform-side withdrawal of service from a geographic region), any verified withdrawable cash balance will be returned to the player via their registered payment method.

8.4 Dormant Accounts

An account that has had no login activity for a continuous period of 12 months is classified as dormant. 95bd will attempt to contact the account holder via their registered email address prior to applying any dormancy policy. Any remaining withdrawable balance in a dormant account will be handled in accordance with 95bd's internal dormancy procedure, details of which are available from the support team on request.

8.5 Intellectual Property

All content on the 95bd platform — including but not limited to the website design, logos, graphics, text, software, game interfaces, and promotional materials — is the intellectual property of 95bd or its licensed content providers and is protected by applicable intellectual property law. You may not copy, reproduce, distribute, modify, publish, transmit, or create derivative works from any 95bd content without prior written permission from 95bd.

8.6 Limitation of Liability

To the maximum extent permitted by applicable law, 95bd's total liability to you in respect of any losses or damages arising from your use of the platform — whether in contract, tort, or otherwise — shall not exceed the total amount deposited by you into your 95bd account in the 30-day period immediately preceding the event giving rise to the claim. 95bd is not liable for any indirect, special, consequential, or punitive damages of any kind. Nothing in these Terms limits 95bd's liability for fraud or for any other liability that cannot be excluded by law.

8.7 Governing Law and Disputes

These Terms & Conditions are governed by and construed in accordance with applicable law. Any dispute arising between you and 95bd in connection with these Terms or your use of the platform shall first be referred to the 95bd customer support team at [email protected] for resolution. 95bd is committed to resolving all disputes in a fair, transparent, and timely manner. If a dispute cannot be resolved through the support channel within a reasonable period, both parties agree to pursue resolution through good-faith negotiation before seeking any formal legal remedy.

8.8 Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable for any reason, that provision will be deemed severable from the remaining Terms and will not affect the validity or enforceability of the remaining provisions, which will continue in full force and effect.

8.9 Entire Agreement

These Terms & Conditions, together with the 95bd Privacy Policy, Responsible Gaming Policy, and any specific promotion terms published on the platform, constitute the entire agreement between you and 95bd with respect to your use of the platform and supersede all prior agreements, representations, and understandings of any kind. If you have any questions about these Terms, please contact the 95bd support team at [email protected] before creating an account or placing a wager.